Welcome
to Northwest Housing Development
Make Your Dream
of Home Ownership Come True
Imagine owning your own home - seeing your kids play in their own back
yard. If owning a home has been out of reach because you don't have money
for a down payment or can't afford a mortgage then prepare yourself for
the best surprise of your life! If you have good credit and earn
less than 80% of the median income you may qualify. Every year more
than 25 dedicated families achieve the dream of a lifetime - the pride
of owning their own home. Will you be next?
Low Income Families
with Good Credit
Since 1970 over 700 low income households with good credit now own their
own homes in rural areas of King, Pierce and Thurston counties, Washington.
Their secret? Mutual self help housing with help from Northwest Housing
Development, a non-profit corporation created to help families contribute
"sweat equity" to become homeowners.
What is Mutual
Self Help Housing?
Mutual self-help housing means six to ten families work cooperatively
to build each other's homes. Don't worry if you don't know anything about
construction. You'll learn what you need to know.
Too Good To Be
True?
Northwest Housing Development is funded primarily
by USDA – Rural Development but other government and private sources are
also utilized. Our services are free, including: finding and developing
property for home building, helping you apply for a mortgage, helping
you manage finances during construction and providing technical assistance
during construction.
What's The Catch?
It's not fast, it's not easy - it is doable and very rewarding. It's a
step-by-step process.
Your contributions are:
- Maintaining your
good credit (so you can get approved for your mortgage).
- Being patient -
it can take an average of two years from application to move-in day.
- "Sweat equity"
- your household must work 35 hours per week for eight to twelve months
during construction.
Feel the Pride
of Home Ownership
Dozens of families just like yours move into their new houses every year.
Eligibility is easier than you might think.
Apply
today or contact us.
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